skepticism about MPB Today?

0. Your skepticism has to do with the first program I
mentioned. The second program, Lyoness, has 2 million customers in
Europe and has met ISO 9001 and quality assurance
standards. It offers 10 streams of residual income to people who are
doing nothing but shopping via the Lyoness business model.

If you look at page 10 of this flyer:

You will see how they convert 75 dollars into $675 + $198 via networked
shopping. And that is just the beginning of the genius of this
shopping model. The designer offers automatic entries into European
matrices and national matrices as your personal $75.00 moves toward full

I've been online with an Irish full-time employee of Lyoness and am
investing a total $1000.00 into 3 starter matrices.

Instead of people paying me directly for building tanks, I will have
them buy 3 $75.00 slots in this and help me turn my $75.00 into $675
and help them at the same time.

I've been in my share of battles trying to get people to pay fees to
join MLMs and with Lyoness, all I'm asking them to do is route their
shopping behavior through their cash tracking system so that they can
use a large pool of shoppers to demand volume discounts they then
distribute to the customers.

If you have time, these 4 videos explain the model in a very tight way:

For a single non-intrusive network marketing program to have TEN
residual income streams is simply staggering.

Now, on to the first program I mentioned, MPB Today.

1. All businesses have a pyramid-like structure. A pyramid scheme is
when the people at the top make more than the people below. But that
is not the case here. A ponzi scheme is when you lie about your
business model and promise hyped up returns. But the returns

2. Your calculation of referrals left out a few things:
– You get $50.00 for each direct referral, so the 2 personal recruits
would be $100 and you would also get $100 for finishing a cycle. So
You would get $200 cash and $200.00 walmart card in the worst cash and
$400.00 cash if you personally sponsored all 6 and the $200.00 walmart
card. And the matrix has not quit working, because there is a matrix
above you trying to complete and all 6 below you are trying to
complete, so the rest of that money is still going to be paid out to
your upline or downline
– when that referral cycle is completed, you are re-entered at the top of a new
2×2 matrix (a $200.00 value).
– the MPB matrix system has a very powerful feature called
"the follow me rule" which means that when any of the 6 people you
introduce complete their  cycle, you have effectively re-recruited
them for your current 2×2 matrix. Most matrix schemes
(and yes, I have had my ass kicked to the tune of several thousand
dollars over many years) tend to bottom out or lack a means of
sustaining themselves. 
– the $200.00 investment is immediately redeemable for home delivery
of groceries or you can wait until you cycle to get $200.00 or a
walmart gift card.
– in a sense, these pyramids can exhaust themselves but (a) there are
350k new people born each day (b) the number of people shopping at
walmart is not about to be exhausted any time soon.
– The simple business model of MPB today does not discuss what happens
after 2 cycles. The infinity coding bonuses are extemely
exciting. When anyone, anywhere in your organization cycles, you get a
bonus. The bonus is $20 – $200 each time. I've never calculated
exactly how much money goes to Southeasten Delivery Service versus us
people – the affiliates in their marketing arm (MPB Today), but is ia
generous model and home grocery delivery is showing exponential
growth… 1 billion last year, 2 billion this year and 12 billion
projected for next year as the Baby Boomers and others have less of an
ability go out shopping.

3. I'm trying to figure out a way to help the homeless, but the thing
is, they cant use their food stamp money to become an affiliate. They
can become by customer and I can get 2% of all groceries they purchase
from me, but they will have to pay shipping until we have a pick-up
hub in Fort Lauderdale

My very first affiliate sale ever!!!!!

I am proud to say that i signed up The Homeless Voice as an affiliate. What this means is they get 2% of all grocery sales purchased through the Southeastern Delivery website and I get 0.5 percent.

There are no payouts until they reach $1200 in purchases. After that, there is monthly payment. Now, $1200.00 in purchases equates to $24.00 for them and $6.00 for me, but it’s passive income and puts no strain on the buyer because he’s just buying groceries!

It’s all about being original

I had the nerve to ask Networking Market Legend Vic Hutchinson that affirmations should only be stated in the present and he said: “that’s a load of crap, is all that foolishness you been reading getting you anywhere… you state an affirmation based on how it makes you feel. dont mimic me or anyone else. Energy is what makes these things manifest”

and I really believe he has something there.


Shaklee – number of recruits for comfort



1,000 people in your downline to make a 6-figure income… lets say the figure is 120,000/year. That’s 10,000/month. So that would mean an average of 10.00 per person per month. Another thing with Shaklee (unlike melaleuca), is that you dont have monthly purchase requirements to maintain preferred customer status.

For every friend referred – You get $20.00*, they get $20.00.

All you need to do is activate and load your new netspend prepaid debit Card with $40.00 and you’ll each get $20.00!

My referral code is 5321558703

But it’s simpler if you just send me an email at requesting a referral email.

The default plan is perfect for a quick get in and get out. Heres all you have to do:


#1 – You load it with 40.00 and pay the 3.95 transaction fee:


#2 – You go through phone verification of your identity:

and yes it is a hassle to answer 5-10 questions that check such things as streets you have lived on, month born, last 4 of SSAN, etc. But it’s more profitable than filing your nails and/or websurfing, so make your choice 🙂

#3 – They give you 20 bucks:

#4 – Then you spend it all sans the 1.00 transaction fee and call it a day 🙂


Yes that's 59.00 - each juice is 8.00 and the raw organic cheese block is 10.00 and then you throw in 2 things of grapes...

#5 – Oh I forgot. The guy who referred me? He gets 20 bucks also:

My friend Curt has received MULTIPLE 20.00 bonuses!


A lot of people find this offer hard to believe. I mean think about it, you fund the card with 40 bucks and they give you 20 and also give out a referral fee of 20. So, they are basically going to lose 40.00 minus transaction fees once you exhaust your deposit.

Banks do it all the time

I recently was offered 150.00 to open a Chase account. So banks and financial services often take a small hit up front just to attract you as a customer and this offer by netspend is another such offer.

What does netspend have to say?



I contacted customer service about this and here is what they had to say:

Hello Terrence,

Thank you for contacting Netspend Customer Care!

I understand that you want your friend to recover the $40 requirement deposit.

Both accounts will be credited $20 each if the referral is valid. This does not mean that every referred person must recover the $40 deposit. This is simply how our Refer a Friend Program works. It is up to you if you will participate or not. I apologize for any inconvenience that this may cause you.

Thank you for choosing NetSpend. Have a great day!

Customer Care Specialist

Answers to frequently asked questions and self-help options can be found online at or by calling Customer Care at 1-86-NetSpend (1-866-387-7363).