For every friend referred – You get $20.00*, they get $20.00.

All you need to do is activate and load your new netspend prepaid debit Card with $40.00 and you’ll each get $20.00!

My referral code is 5321558703

But it’s simpler if you just send me an email at requesting a referral email.

The default plan is perfect for a quick get in and get out. Heres all you have to do:


#1 – You load it with 40.00 and pay the 3.95 transaction fee:


#2 – You go through phone verification of your identity:

and yes it is a hassle to answer 5-10 questions that check such things as streets you have lived on, month born, last 4 of SSAN, etc. But it’s more profitable than filing your nails and/or websurfing, so make your choice 🙂

#3 – They give you 20 bucks:

#4 – Then you spend it all sans the 1.00 transaction fee and call it a day 🙂


Yes that's 59.00 - each juice is 8.00 and the raw organic cheese block is 10.00 and then you throw in 2 things of grapes...

#5 – Oh I forgot. The guy who referred me? He gets 20 bucks also:

My friend Curt has received MULTIPLE 20.00 bonuses!


A lot of people find this offer hard to believe. I mean think about it, you fund the card with 40 bucks and they give you 20 and also give out a referral fee of 20. So, they are basically going to lose 40.00 minus transaction fees once you exhaust your deposit.

Banks do it all the time

I recently was offered 150.00 to open a Chase account. So banks and financial services often take a small hit up front just to attract you as a customer and this offer by netspend is another such offer.

What does netspend have to say?



I contacted customer service about this and here is what they had to say:

Hello Terrence,

Thank you for contacting Netspend Customer Care!

I understand that you want your friend to recover the $40 requirement deposit.

Both accounts will be credited $20 each if the referral is valid. This does not mean that every referred person must recover the $40 deposit. This is simply how our Refer a Friend Program works. It is up to you if you will participate or not. I apologize for any inconvenience that this may cause you.

Thank you for choosing NetSpend. Have a great day!

Customer Care Specialist

Answers to frequently asked questions and self-help options can be found online at or by calling Customer Care at 1-86-NetSpend (1-866-387-7363).

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